Information you need to live a happy, worry-free retirement!
Nov 27, 2012
Medicare is the US Federal Government Health Insurance Program for:
Generally, you are eligible for Medicare if you, or your spouse, worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States. You might also qualify for coverage if you are a younger person with a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
You have several options for how to take your Medicare benefits, depending on where you live. In most cases when you first get Medicare, you are in Original Medicare. You may want to consider a Medicare Prescription Drug Plan to add drug coverage. Or, you may want to consider a Medicare Advantage Plan (like an HMO or PPO) that provides all your Part A, Part B, and often Part D coverage. Or, you can choose to enroll in Original Medicare and purchase a Medicare Supplement Insurance Plan to pay for any gaps in your coverage.