Information you need to live a happy, worry-free retirement!
Social Security Timing®
Social Security Timing® The difference between a good Social Security election decision and a poor one can be well over $100,000.
Social Security really is as a retirement asset. For most married couples, Social Security is the only retirement asset that:
- Is adjusted annually for inflation
- Is tax-advantaged—at worst, it's only 85% taxable as normal income
- Will continue to pay as long as you live
- Is backed by a government promise
With so much at stake, when and how to elect Social Security may be the most important decision middle income couples make in retirement. Watch this video to learn more or Use the SST "What's At Stake Calculator."
Would you like help identifying a strategy to maximize your Social Security Benefits? Use the SST Advisor Directory to find an Advisor/Financial Planner in your area who uses the SST Software.
Social Security Timing® is a software program that allows retirees, pre-retirees and financial advisors to examine hundreds of possible Social Security Timing® and election strategy combinations and find the option that offers the highest expected lifetime benefit.
Social Security Timing® evaluates all 81 whole year election age combinations across 9 different election strategies and finds which combination of election ages and which election strategy would offer the highest lifetime benefit given the couple's personal situation.
Related Content
- How to Fix a Social Security Benefits Election Mistake
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Joe Elsasser, creator of Social Security Timing, answers a common client question for advisors, "I've already made my benefit elections...it was a financial mistake. How do I fix it?"
- Social Security as a Family (Survivor) Benefit
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Joe Elsasser, creator of Social Security Timing, explains why Social Security Benefits should NOT be considered as individual benefits, but more as Family or Survivor Benefits.
- Can the Social Security Administration Help?
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Joe Elsasser, creator of Social Security Timing, answers another common client question for advisors, "Can the Social Security Administration (Government) help me make benefits decisions?"
